Career Opportunities at Gemstone Financial Services Limited

Gemstone Financial Services Limited is an investment company incorporated in May 2019. Our primary purpose is to provide debt and equity financing to micro and small businesses within and outside Kaduna. To this end, we have provided over N150M of agricultural, equipment, and debt financing to our customers over the past 12 months. To meet the ever-growing demand for small business financing, we have within the past months expanded our operations to Twenty-Two branches (22) states across Nigeria. We have a share capital of N150M, per corporate affairs commission.

We are recruiting to fill the position below:

 

 

Job Title: Portfolio Officer

Location: Bauchi
Employment Type: Full-time

Job Responsibilities

  • Meet with clients to determine loan needs.
  • Gather loan information based on specific loan needs.
  • Explain different loan options available to clients.
  • Responsible in acquisition and management of loans and savings portfolio; Loan initiation, processing, monitoring and repayment.
  • Conduct a thorough loan analysis to ascertain customer’s payment capacity and willingness
  • She/he is also responsible in the close monitoring of repayment behaviors and ensure to keep the savings portfolio active.
  • Compile credit files with required documentation and hand over to back-office staff for processing

Requirements

  • Bachelor’s Degree / HND with minimum in any related discipline.
  • Strong customer orientation
  • Basic mathematical and analytical skills required.
  • Prior experience in similar role
  • Years of Experience: 1 – 2 years

 

 

Job Title: Verification Officer

Location: Bauchi
Employment Type: Full-time

Job Responsibilities

  • Conducting detailed background research and analysis.
  • Timely follow up and closure of assigned verification checks.
  • Meeting control requirements and maintaining integrity of data report.
  • Carrying out any assigned tasks by the supervisor.
  • Address verification exercises.
  • Delivery of confidential documents.

Requirements

  • BSc, HND and ND preferably.
  • Pay Attention to details.
  • Excellent communication and reporting skills.
  • An ability to stick to deadlines.

 

 

Job Title: Branch Manager

Location: Bauchi
Job type: Full time

Job Responsibilities

  • Prepares financial statements and analysis for branch
  • Manages and supervises department employees; responsible for day-to-day supervision and leadership
  • Maintains and oversees all banking procedures and processes
  • Recruiting, vetting, interviewing, and hiring new employees
  • Overseeing approvals of loans, lines of credit, and other fiscal plans
  • Assisting with customer service and satisfaction
  • Marketing branch within the community to attract business
  • Records and researches all financial information for analysis
  • Oversees budget reports, preparation of budgets, and analysis of budgets
  • Documents and interprets complicated financial information for bank clients
  • Advises on procedures and financial management as well as developing policies
  • Oversees financial reports for taxes, regulatory agencies, and other financial groups relating to branch finance
  • Forecasts and plans according to fiscal needs
  • Growing bank’s number of accounts

Qualification & Requirements

  • Bachelor’s Degree in Finance, Business with an emphasis in finance, or a related field
  • Excellent computer skills; experience in Microsoft Office Suite
  • 1-2 progressive or relevant work experience in a complex work environment (preferably marketing/communications/e-commerce).
  • In-depth understanding of branch bank and its position in the industry
  • Ability to manage employees, while multitasking large projects
  • Pays strict attention to detail

 

 

Job Title: Teller

Location: Bauchi
Employment Type: Full-time

Job Responsibilities

  • Assist bank customers deposit and withdraw money.
  • Resolve discrepancies in accounting processes.
  • Verify and reconcile balances for individual cash drawers.
  • Identify and resolve customer needs.
  • Ensure quality services to customer needs.
  • Sell financial products and services to customers.
  • Build customer loyalty.
  • Process and perform daily bank transaction.
  • Accept customer deposit loan payment.
  • Assist and support other banking staff in their task.

Qualifications

  • Bachelor’s degree in finance, business with an emphasis in finance, or a related field.
  • 1 – 2 years of experience as a teller or in a related field preferred.
  • Must be able to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals.
  • Demonstrated ability to use a calculator and a computer.
  • Ability to use Microsoft Office products.
  • Experience with financial institution software systems preferred.
  • Cash handling, customer service, and/or sales experience preferred.

Interested and qualified candidates should send their CV to: [email protected] using the Job Title and Location as the subject of the email.

 

 

Job Title: Verification Officer

Location: Zaria, Kaduna
Employment Type: Full-time

Job Responsibilities

  • Conducting detailed background research and analysis
  • Timely follow up and closure of assigned verification checks
  • Meeting control requirements and maintaining integrity of data report
  • Carrying out any assigned tasks by the supervisor
  • Address verification exercises
  • Delivery of confidential documents

Requirements

  • Candidates should possess BSc, HND or ND preferably
  • Pay Attention to details
  • Excellent communication and reporting skills
  • An ability to stick to deadlines.

 

 

Job Title: Portfolio Officer

Location: Zaria, Kaduna
Employment Type: Full-time

Job Responsibilities

  • Meet with clients to determine loan needs
  • Gather loan information based on specific loan needs
  • Explain different loan options available to clients
  • Responsible in acquisition and management of loans and savings portfolio; Loan initiation, processing, monitoring and repayment.
  • Conduct a thorough loan analysis to ascertain customer’s payment capacity and willingness
  • She/he is also responsible in the close monitoring of repayment behaviors and ensure to keep the savings portfolio active.
  • Compile credit files with required documentation and hand over to back-office staff for processing

Requirements

  • Bachelor’s Degree / HND with minimum in any related discipline.
  • Years of Experience: 1 – 2 years
  • Strong customer orientation
  • Basic mathematical and analytical skills required.
  • Prior experience in similar role

 

 

Job Title: Branch Manager

Location: Zaria, Kaduna
Employment Type: Full-time

Job Responsibilities

  • Prepares financial statements and analysis for branch
  • Manages and supervises department employees; responsible for day-to-day supervision and leadership
  • Maintains and oversees all banking procedures and processes
  • Recruiting, vetting, interviewing, and hiring new employees
  • Overseeing approvals of loans, lines of credit, and other fiscal plans
  • Assisting with customer service and satisfaction
  • Marketing branch within the community to attract business
  • Records and researches all financial information for analysis
  • Oversees budget reports, preparation of budgets, and analysis of budgets
  • Documents and interprets complicated financial information for bank clients
  • Advises on procedures and financial management as well as developing policies
  • Oversees financial reports for taxes, regulatory agencies, and other financial groups relating to branch finance
  • Forecasts and plans according to fiscal needs
  • Growing bank’s number of accounts

Qualification & Requirements

  • Bachelor’s degree in Finance, Business with an emphasis in finance, or a related field
  • Excellent computer skills; experience in Microsoft Office Suite
  • 1-2 progressive or relevant work experience in a complex work environment (preferably marketing/communications/e-commerce).
  • In-depth understanding of branch bank and its position in the industry
  • Ability to manage employees, while multitasking large projects
  • Pays strict attention to detail

 

 

Job Title: Teller

Location: Zaria, Kaduna
Employment Type: Full-time

Job Responsibilities

  • Assist bank customers deposit and withdraw money
  • Resolve discrepancies in accounting processes
  • Verify and reconcile balances for individual cash drawers
  • Identify and resolve customer needs
  • Ensure quality services to customer needs
  • Sell financial products and services to customers
  • Build customer loyalty
  • Process and perform daily bank transaction
  • Accept customer deposit loan payment
  • Assist and support other banking staff in their task

Qualifications

  • Bachelor’s degree in Finance, Business with an emphasis in Finance, or a related field
  • 1-2 years of experience as a teller or in a related field preferred
  • Must be able to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals
  • Demonstrated ability to use a calculator and a computer
  • Ability to use Microsoft Office products
  • Experience with financial institution software systems preferred
  • Cash handling, customer service, and/or sales experience preferred

Interested and qualified candidates should send their CV to: [email protected] using the Job Title and Location as the subject of the email.

 

 

Job Title: Teller

Location: Mararaba, Abuja (FCT)
Employment Type: Full-time

Job Responsibilities

  • Assist bank customers deposit and withdraw money
  • Resolve discrepancies in accounting processes
  • Verify and reconcile balances for individual cash drawers
  • Identify and resolve customer needs
  • Ensure quality services to customer needs
  • Sell financial products and services to customers
  • Build customer loyalty
  • Process and perform daily bank transaction
  • Accept customer deposit loan payment
  • Assist and support other banking staff in their task

Qualifications

  • Bachelor’s Degree in Finance, Business with an emphasis in finance, or a related field
  • 1 – 2 years of experience as a teller or in a related field preferred
  • Must be able to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals
  • Demonstrated ability to use a calculator and a computer
  • Ability to use Microsoft Office products
  • Experience with financial institution software systems preferred
  • Cash handling, customer service, and/or sales experience preferred.

 

 

Job Title: Branch Head

Location: Mararaba, Abuja
Employment Type: Full-time

Job Responsibilities

  • Prepares financial statements and analysis for branch
  • Manages and supervises department employees; responsible for day-to-day supervision and leadership
  • Maintains and oversees all banking procedures and processes
  • Recruiting, vetting, interviewing, and hiring new employees
  • Overseeing approvals of loans, lines of credit, and other fiscal plans
  • Assisting with customer service and satisfaction
  • Marketing branch within the community to attract business
  • Records and researches all financial information for analysis
  • Oversees budget reports, preparation of budgets, and analysis of budgets
  • Documents and interprets complicated financial information for bank clients
  • Advises on procedures and financial management as well as developing policies
  • Oversees financial reports for taxes, regulatory agencies, and other financial groups relating to branch finance
  • Forecasts and plans according to fiscal needs
  • Growing bank’s number of accounts

Qualification & Requirements

  • Bachelor’s Degree in Finance, Business with an emphasis in finance, or a related field
  • Excellent computer skills; experience in Microsoft Office Suite
  • 1 – 2 progressive or relevant work experience in a complex work environment (preferably marketing/communications/e-commerce).
  • In-depth understanding of branch bank and its position in the industry
  • Ability to manage employees, while multitasking large projects
  • Pays strict attention to detail.

Interested and qualified candidates should send their CV to: [email protected] using the Job Title and Location as the subject of the mail.

 

 

Job Title: Branch Manager

Location: Minna, Niger
Employment Type: Full-time

Job Responsibilities

  • Prepares financial statements and analysis for branch.
  • Manages and supervises department employees; responsible for day-to-day supervision and leadership.
  • Maintains and oversees all banking procedures and processes.
  • Recruiting, vetting, interviewing, and hiring new employees.
  • Overseeing approvals of loans, lines of credit, and other fiscal plans.
  • Assisting with customer service and satisfaction.
  • Marketing branch within the community to attract business.
  • Records and researches all financial information for analysis.
  • Oversees budget reports, preparation of budgets, and analysis of budgets.
  • Documents and interprets complicated financial information for bank clients.
  • Advises on procedures and financial management as well as developing policies.
  • Oversees financial reports for taxes, regulatory agencies, and other financial groups relating to branch finance.
  • Forecasts and plans according to fiscal needs.
  • Growing bank’s number of accounts.

Qualification & Requirements

  • Bachelor’s Degree in Finance, Business with an emphasis in finance, or a related field.
  • Excellent computer skills; experience in Microsoft Office Suite.
  • 1 – 2 progressive or relevant work experience in a complex work environment (preferably marketing/communications/e-commerce).
  • In-depth understanding of branch bank and its position in the industry.
  • Ability to manage employees, while multitasking large projects.
  • Pays strict attention to details.

Interested and qualified candidates should send their CV to: [email protected] using the Job Title and Location as the subject of the email.

 

 

Job Title: Head of Human Resources (HR Manager)

Location: Kaduna
Employment Type: Full-time

Job Description

  • The Human Resources Manager (HRM) heads the Human Resources Department and is responsible for oversight of all subsidiary human resources systems and procedures, including recruitment and selection, training and development, performance management (evaluations), conflict resolution, and compensation/rewards management and ensuring compliance with governing regulations.
  • The HRM is responsible for the development and implementation HR policies and procedures and ensuring compliance with International policies.
  • In coordination with the management team, in the service of ensuring that the organization meets its goals. Human resources are in place at the right time and are working to maximum effectiveness and motivation.
  • The HRM advises the subsidiary CEO and management team on the most professional and appropriate human resource instruments and strategies. At the invitation of the Management Board, the HRM participates actively in management meetings.

Essential Duties

  • Develop local HR policies, systems, and procedures, including regular reviews and updates of the Personnel Manual.
  • Oversee all HR systems, policies and procedures to ensure alignment with local legislation, organizational objectives, and with other systems, policies, and procedures, as well as to ensure compliance by all staff members.
  • Communicate human resource policies and procedures to all staff, and guide/facilitate the implementation of new/revised systems through continuous interaction with line managers and other staff members.
  • In collaboration with the senior management team, establish and oversee processes that prevent internal conflicts among staff members and departments, and that facilitate resolution of conflicts when they occur.

Education

  • Candidates should possess a B.Sc / HND qualification.

 

 

Job Title: Internal Control Officer

Location: Kaduna
Employment Type: Full-time

Job Description

  • The Control Officer’s key function is monitoring and measuring operational efficiency of the organization by detecting and eliminating fraud and ensuring compliance with the bank’s regulations, policies and procedures.

Responsibilities

  • Carry out detailed investigations when discrepancy, cash suppression or fraud is noticed.
  • Internal control checks and records to safeguard company assets.
  • Make recommendations regarding facilities, equipment, personnel, procedures and systems to improve operational efficiency.
  • Ensure compliance with the bank policy, procedure and regulations.
  • Identify areas of financial and administrative strengths and weaknesses and develop best practices.
  • Develop and implement appropriate operating procedures to ensure compliance with bank and industry policies.
  • Conduct audit testing of potential risk areas and identify re portable issues.
  • Monitor and provide advice to management to minimize risk resulting from poor controls.
  • Daily, weekly and monthly report.

Education and Skills

  • B.Sc in Economic, Finance or other related subject.
  • 1 – 2 years of experience in a similar role in a micro-finance bank.

Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the email.

 

Application Deadline 19th June, 2021.

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