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Credit Analyst at Winock Lending Limited


Winock is a mission-driven social impact organization committed to uplifting micro-businesses in Nigeria through the provision of affordable services that are essential for these businesses to grow & thrive. Through our subsidiaries we provide Cash loans, and Solar equipment & Financing for micro businesses at affordable rates.

We are recruiting to fill the position below:


Job Title: Credit Analyst

Location: Abuja
Employment Type: Full-time

Job Description

  • Educate the customer by demonstrating an in-depth knowledge of the features, benefits and applications of available products and service.
  • Conducting credit search from an approved Credit Bureau for facilities.
  • Preparing monthly Portfolio AT Risk (PAR) with a summary of loan loss provision required when assigned.
  • Good knowledge of the bank’s products, policies and regulations.
  • Confer with credit associations and references to exchange credit information on clients.
  • Identify and understand key risk elements of potential transactions and work effectively with team lead to competitively structure and price transactions.
  • Assume primary responsibility for transaction management; working effectively with others to complete documentation, funding and booking on a timely basis within prescribed guidelines.
  • Demonstrate macro level knowledge of credit risk policy and internal credit ratings to determine client’s creditworthiness.
  • Evaluate clients’ credit data and financial statements to determine the degree of risk involved in lending money.
  • Review loan applications and including the credit analysis and loan request summaries, then submitting these loan applications to loan committees for their approval.
  • Prepare reports about the degree of risk in lending money to clients.
  • Analyze client records and using the data to recommend payment plans.


  • Bachelor’s Degree in in any discipline.
  • At least 3 years of experience on a similar position.
  • Professional qualification will be an added advantage.
  • The candidate should possess an in-depth knowledge of the financial services sector and the ability to negotiate and close transactions.

N70,000 – N150,000 monthly.



How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.
Click here to apply

Application Deadline  10th June, 2022.

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