Search For Jobs Offer And Vacancies In Nigeria

Jobs In Nigeria

Credit Analyst at Winock Lending Limited

Jobs


Winock is a mission-driven social impact organization committed to uplifting micro-businesses in Nigeria through the provision of affordable services that are essential for these businesses to grow & thrive. Through our subsidiaries we provide Cash loans, and Solar equipment & Financing for micro businesses at affordable rates.

We are recruiting to fill the position below:

 

Job Title: Credit Analyst

Location: Abuja
Employment Type: Full-time

Job Description

  • Educate the customer by demonstrating an in-depth knowledge of the features, benefits and applications of available products and service.
  • Conducting credit search from an approved Credit Bureau for facilities.
  • Preparing monthly Portfolio AT Risk (PAR) with a summary of loan loss provision required when assigned.
  • Good knowledge of the bank’s products, policies and regulations.
  • Confer with credit associations and references to exchange credit information on clients.
  • Identify and understand key risk elements of potential transactions and work effectively with team lead to competitively structure and price transactions.
  • Assume primary responsibility for transaction management; working effectively with others to complete documentation, funding and booking on a timely basis within prescribed guidelines.
  • Demonstrate macro level knowledge of credit risk policy and internal credit ratings to determine client’s creditworthiness.
  • Evaluate clients’ credit data and financial statements to determine the degree of risk involved in lending money.
  • Review loan applications and including the credit analysis and loan request summaries, then submitting these loan applications to loan committees for their approval.
  • Prepare reports about the degree of risk in lending money to clients.
  • Analyze client records and using the data to recommend payment plans.

Requirements

  • Bachelor’s Degree in in any discipline.
  • At least 3 years of experience on a similar position.
  • Professional qualification will be an added advantage.
  • The candidate should possess an in-depth knowledge of the financial services sector and the ability to negotiate and close transactions.

Salary
N70,000 – N150,000 monthly.

 

 

How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.
Or
Click here to apply

Application Deadline  10th June, 2022.


Newsletter Updates

Enter your email address below to subscribe to our newsletter