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Credit Loan Officer at Cloverleaf Microfinance Bank Limited

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Cloverleaf Microfinance Bank Limited, a fully digitalised newly licensed Tier-1 Unit Microfinance Bank, is recruiting suitable candidates to fill the position below:

 

Job Title: Credit Loan Officer

Location: Lagos

Job Role

  • We are looking for qualified and experienced Loan Officers to onboard, evaluate, and process loan applications for people and / or SME’s.
  • You will act as liaison between customers and our financial institution and you will help qualified applicants acquire loans in a timely, efficient and effective manner.

Job Description

  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Update job knowledge on types of loans and other financial services
  • Maintain and update account records
  • Assess customer needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines.

Requirements and Skills

  • HND / B.Sc / BA or Numerate Degree in Marketing, Finance, Economics or any related field
  • Proven working experience as a Loan Officer
  • Excellent communication and interpersonal skills
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal Oriented environment.
  • MUST have sound knowledge of the Ikoyi/Lagos Island / Lekki -Ajah / Eti Osa / Ibeju business environs
  • Familiarity with computers and banking applications/software (Bank One)
  • Solid understanding of direct/indirect lending products and practices

 

How to Apply
Interested and qualified candidates should send their detailed Curriculum Vitae and an attached Cover Letter to: [email protected] using the Job Title as the subject of the mail

Application Deadline  20th July, 2022.


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